Automatic Integration
When you combine ADP 401(k)’s recordkeeping technology with ADP payroll, the outcome is SMARTSync®. This real-time integration solution saves time and money on plan administration and reduces potential compliance risk. Unlike other providers who use
bi-directional feeds or third-party payroll integrators, SMARTSync’s proprietary,
advanced technology enables the transmission of real-time data and the ability to verify
data against the retirement plan document. In addition, payroll integrators are simply a pass-through system, facilitating data from one provider to another — they do not review and verify data, impound money or assume any responsibility like ADP.
SMARTSync® ensures innovative programming continually checks the data for accuracy and potential errors are flagged, whether it’s employee deferrals withheld from your most recent ADP payroll run, or a change to an employee’s investment elections entered via the participant website. This kind of thorough validation mitigates plan risk and delivers more confidence in plan compliance and the accuracy of participant accounts.
Financial Wellness Education
ADP Achieve is designed to help employees prepare for life’s financial challenges, improve financial literacy, and put them on the road to financial wellness. Your diverse workforce has a wide range of needs and a variety of challenges that can keep them from attaining their financial goals. ADP Achieve's personalized participant journey unleashes advanced technology to provide targeted messages that help workers make better financial decisions and achieve the results they’re working for.
ADP Achieve will:
- Deliver detailed participant insights by understanding employee demographics, goals, and challenges.
- Create peer profile-based benchmarks that provide personalized insights based on aggregated data from nearly 30 million U.S. workers via ADP’s DataCloud platform.
- Help your workers make confident, informed retirement savings decisions through a multi-touch, target and actionable financial education experience.
- Help participants cut through the clutter and achieve better financial results by identifying and prioritizing the content that helps meet their specific needs.
Dedicated Support
ADP Retirement Services has the real-world experience and flexibility to help businesses address their unique retirement challenges — from meeting plan fiduciary obligations to helping employees get retirement ready. With an ADP retirement plan, you’re supported with a knowledgeable and experienced service team to make the administration of your retirement plan easy and stress free.
Our highly skilled Service Team and seamless data connections simplify plan administration and drive efficiency. You will be supported by a team of tenured associates who possess a deep understanding of ERISA, compliance, and employee education strategies to help you stay ahead of plan responsibilities and inspire participants to build financial security.
State-of-the-Art Mobile App
Companies that use ADP payroll not only give their employees mobile access to their retirement account but provide them with access to pay statements, W-2s, timesheets and more.
With the ADP Mobile App and intuitive participant website, employees can:
- Enroll in their retirement plan, view their account, easily access information and make changes in real-time.
- Receive targeted mobile messaging to keep them engaged with important plan information and opportunities for getting the most from their retirement benefit.
- Get everything they need to manage their account, track their progress and solve retirement planning challenges.
- Easily access ADP payroll information through single sign-on.
- View our participant interactive demo here.
Innovative Technology
At ADP we are constantly innovating to provide your employees with cutting-edge solutions and tools to help them unlock the potential of their retirement plan.
By leveraging data and technology employees can:
- Easily stay on top of their retirement plan goals and progress.
- Effortlessly make changes and updates to their plan to stay on track.
- Utilize personalized insights to help them make educated financial decisions.
- Take action to achieve the results they're looking for.
Our Retirement Readiness tool makes it easy for participants to plan for retirement and view the progress they have made toward their goal. The tool analyzes existing data such as current pay and future contributions along with personal details the participant completes like retirement location, expected social security benefits and future expenses to produce a Readiness Score. When the participant makes updates to these variables, the score will change, helping them to better understand how to reach their retirement objectives.
Note: ADP, Inc. owns and operates the ADP.com, Advisor Access Portal and myKplan.com websites, as well as the ADP mobile app.
Robust Security
At ADP, security is at the core of all our products. It’s ingrained in our solutions — that’s why companies of all sizes have been counting on us since 1949. We deliver advanced services and technology for data security, privacy, fraud, and crisis management — all so you can stay focused on your business.
ADP’s security program has continued to stay at the forefront of the industry. We offer an industry-leading advanced platform defense, intelligent detection, automated data protection, fraud defense, identity and access management, and so much more. And our proactive and comprehensive security program is award winning — from our leadership to our technology and everything in between.
When it comes to security for your ADP products and services, you need protection around the clock, and in every time zone. With over 70 years of experience and global reach, our security specialists and intelligence platforms have the bases covered. Learn more about our security practices here.