Tapcheck On-Demand Pay
Precise On-Demand Pay Provider
Tapcheck On-Demand Pay

Tapcheck On-Demand Pay

Precise On-Demand Pay Provider

Precise, Same Day Pay Made Simple

Tapcheck is a leading on-demand pay provider that works effortlessly with ADP payroll and timekeeping platforms. Our real-time net pay engine ensures accuracy, while giving employers complete peace of mind. With zero cost, no payroll changes, and no added complexity, Tapcheck helps ADP clients improve retention and support their employees’ financial wellness—quickly and seamlessly. Employees also have access to... Read more
Tapcheck is a leading on-demand pay provider that works effortlessly with ADP payroll and timekeeping platforms. Our real-time net pay engine ensures accuracy, while giving employers complete peace of mind. With zero cost, no payroll changes, and no added complexity, Tapcheck helps ADP clients improve retention and support their employees’ financial wellness—quickly and seamlessly. Employees also have access to Tappy, Tapcheck’s built-in AI chatbot, designed to give them fast, friendly support right inside the Tapcheck app. Read less

Features and Benefits

Tapcheck makes integration with ADP easy

Tapcheck integrates seamlessly with your existing ADP payroll and timekeeping system to give employees real-time access to the wages they’ve already earned. Our advanced platform ensures accurate balances, effortless enrollment, and full transparency for employers and employees.

No disruption to company cashflow

Tapcheck funds 100% of earned wage access and does not impact your company’s cash flow or your existing payroll process. Employees have easy access to earned wages through Wisely by ADP, or direct deposit—banked or unbanked.

Employees control deposit accounts

Employees own and manage their deposit information on their own. Earned wages can be sent to a bank account, Wisely® by ADP®, Prizeout gift cards with bonus value, or even Venmo for non-banked employees.

24/7 Access to funds

Tapcheck’s highly rated mobile app for Apple and Android gives employees instant access to earnings and transfers 24/7. It’s financial flexibility that fits the way people live and work today.

Help employees learn how to manage money

Tapcheck’s free financial wellness tools help employees build stronger money habits with easy-to-understand courses, videos, and articles—from budgeting basics to credit-building guidance. Employees can track spending, set goals, and use interactive tools to plan for the future.

Immediate access to on-demand pay

With Tapcheck, employees can access earned wages as early as their first day on the job—a lifeline for anyone who’s been without a paycheck. It’s a simple way to stay ahead of bills and essentials without asking for an advance, taking on predatory loans, or paying costly late fees.

Help ensure compliance with industry standards

Tapcheck actively tracks federal and state regulations, maintains SOC 2 certification, and follows evolving EWA guidelines to ensure our platform remains safe, responsible, and fully aligned with industry standards. Each pay advance is shown as a deduction on the payroll register and employee pay slip.

Easily track engagement

The Tapcheck Employer portal shows employers how employees are using the benefit and provides tools to boost adoption—so you can see the real, positive impact you're making on their financial wellbeing.

Stay complaint with Last Day Pay rules

Make instant and secure payouts to employees on their final day. Avoid the cost of cutting and shipping an employee’s last pay check as well as any fines for non- compliance

Help employees stretch their pay

With Prizeout, employees can turn earned wages into more buying power. On-demand pay is instantly available on gift cards that offer up to a 20% cash bonus—helping everyday dollars go further, right when it matters.

Easily roll out the benefit to your people

Tapcheck provides all employee communications and registration, managing outreach, education, and reminders so employers don’t have to.

Offer safeguards against over advancement

Tapcheck gives employees safe access to their earned pay using precise net wage calculations—allowing up to $200 per day or 70% of net wages, with deductions and employer-set limits that prevent over-advancement and protect everyone.

Turn routine pay questions into instant self-service with our AI agent.

Tappy, Tapcheck’s built-in AI chatbot, helps employees resolve everyday questions on their own, with seamless escalation to live support when needed for a smooth, stress-free experience.
View all features

Other Apps By Tapcheck Inc.

Tapcheck Earned Wage Access for RUN Powered by ADP®
by Tapcheck Inc.
Bestseller

On-demand pay and financial wellness

Tapcheck’s on-demand pay solution improves employee financial wellness and boosts business productivity — a win-win that benefits employees and employ... Read more

Tapcheck Earned Wage Access for RUN Powered by ADP®
by Tapcheck Inc.
Tapcheck Earned Wage Access for ADP Workforce Now®
by Tapcheck Inc.
Bestseller

On-demand pay and financial wellness

Tapcheck’s on-demand pay solution improves employee financial wellness and boosts business productivity — a win-win that benefits employees and employ... Read more

Tapcheck Earned Wage Access for ADP Workforce Now®
by Tapcheck Inc.
Tapcheck Earned Wage Access for ADP Workforce Now® Next Generation
by Tapcheck Inc.

On-demand pay and financial wellness

Tapcheck’s on-demand pay solution improves employee financial wellness and boosts business productivity — a win-win that benefits employees and employ... Read more

Tapcheck Earned Wage Access for ADP Workforce Now® Next Gene...
by Tapcheck Inc.
Tapcheck Earned Wage Access for ADP Vantage HCM®
by Tapcheck Inc.

On-Demand pay and financial wellness

Tapcheck’s on-demand pay solution improves employee financial wellness and boosts business productivity — a win-win that benefits employees and employ... Read more

Tapcheck Earned Wage Access for ADP Vantage HCM®
by Tapcheck Inc.
View all