Integration with ADP
The Instant integration with ADP payroll systems, including RUN Powered by ADP® and ADP Workforce Now® is a secure, instant, bi-directional data exchange. Learn more about our data connectors here.
- The seamless connection automatically verifies employment eligibility using existing payroll data—eliminating the need for manual processes or added administrative burden. This ensures that pay information is transferred accurately and on time between platforms, reducing the risk of errors. The result? A hassle-free experience that delivers accurate, reliable pay access for every employee, every time.
Instant Pay Earned Wage Access
EWA gives employees flexible access to their already earned wages—before payday.
The traditional pay cycle is dead. Instant Pay is our EWA solution designed to support your workforce when it matters most. By providing early access to earnings, it helps employees reduce financial stress by better managing unexpected expenses, avoid overdraft fees, and steer clear of high-interest payday loans. Simple to implement and powerful in impact, Instant Pay helps you empower your workforce and improve retention—without adding extra work for payroll.
How Your Employees Benefit with Instant:
- -Get paid the same day they worked.
-Track pay and spending in easy-to-use app.
-Pay bills and make purchases online.
-Transfer money to a bank account.
-Receive notifications when their pay is ready.
-Use Instant account for savings.
Digital Tips
Instant Tips is a tip distribution and management software that lets restaurants, hotels, and hospitality businesses automatically calculate, allocate and pay tips to employees. Our secure, digital platform ensures every payment is made electronically and in real time, immediately after each shift, reducing manual work, preventing errors, providing transparency, helping you stay compliant with labor laws and driving revenue.
Digital Tips Drive Significant Savings at Every Level of the Business:
- -Reduced cost of cash
-Stronger financial controls and oversight
-Efficient operations at scale
-Accurate tip management
-Automated tip calculations
-Meaningful savings for enterprise businesses
-Save managers 30+ minutes at the end of every shift
Financial Wellness Tools
Boost your employee retention and adoption by offering a comprehensive suite of best-in-class financial wellness tools directly available to employees in the Instant app.
With 65% of Americans living paycheck to paycheck, access to free or low-cost financial wellness tools is an important benefit to help employees achieve financial independence. Instant has partnered with 5 unique, best-in-class financial wellness product providers to offer tools that promote saving, build credit, and enhance financial health and well-being.
*CNBC, Gill Malinsky: April 9, 2024 "More Americans say they are living paycheck to paycheck this year than in 2023—here’s why". www.cnbc.com/2024/04/09/most-of-americans-are-living-paycheck-to-paycheck-heres-why.html
Security and Compliance
Instant is built with robust security protocols and compliance standards to protect sensitive employee and employer data. Compliant with wage and labor laws in all 50 states.
The platform follows industry best practices (SOC2 compliant) to help ensure data integrity, privacy, and responsible wage access, giving employers confidence in offering Instant as a trusted benefit.
Fee-Free Access Option
Instant provides fee-free transfer options via ACH and the Instant card, giving employees access to earned wages without mandatory costs. Optional instant delivery options are available, giving employees the flexibility to choose speed when needed.
Offering a fee-free path builds trust, supports financial wellness goals, and encourages broad adoption across the workforce.
Access For All - Banked or Unbanked
Design to support all employees, regardless of banking status. Banked and unbanked workers alike can access earned wages through Instant’s flexible delivery options. This inclusive approach ensures equitable access to pay benefits across hourly, tipped, and frontline workforces—helping employers better support every employee on their team.