Reduce Employee Financial Stress
Instant access to earned wages helps pay bills without worrying about late payments, bank overdrafts, or borrowing. PayActiv gives the relief to plan and save for tomorrow.
Improve Recruitment and Retention
On-demand access to pay and affordable financial services help attract and retain talent. 81% of users say they are more likely to stay in their job because of the PayActiv Benefit.
Increase Operational Efficiency
Earned Wage Access eliminates pay advance requests and employment verification calls from lenders. Requires no change to payroll, just increased efficiency.
No Cost and No Risk to Businesses
Offered as a voluntary benefit, there is no setup or recurring cost to employers. PayActiv fronts the Earned Wage Access funds to the users. Fully compliant in all 50 states.
Earned Wage Access
Employees can access up to $500 of already earned wages instantly. Funds are transferred to the employee's bank or card or are picked as cash from a Walmart Money Center. In addition, earned wages can be used to access Uber, Amazon, or Pay Bills directly from the PayActiv app.
Financial Counseling and Financial Learning
Unlimited access to appointment-based 1-1 counseling with trained financial coaches. Users can also access free self-paced financial learning recourse integrated through the mobile app and website to help make informed financial choices.
Intelligent Budgeting and Savings
Empower your employees on their journey to financial wellness with an award-winning budgeting and savings tool.
Simply enter your zip code and find prescription drug discounts for local pharmacies. All you have to do is show the PayActiv app at checkout register.
Rich and In-depth Employer Portal
Analytics and reports are available to help create an ideal workplace environment for engagement, retention, and recruitment.
Over 1000 businesses at 20,000+ locations offer PayActiv benefit to their employees. Works with all HR/HCM/payroll systems.
PayActiv for ADP Workforce Now is fully integrated with ADP Workforce Now. A business administrator can use Single Sign-On (SSO) to subscribe PayActiv and their employees can enroll using their ADP credentials. With this integration, PayActiv can get employee PPI data using real-time API PULL, get time and attendance data using real-time or batch API PULL, and PUSH payroll deduction data as a batch through API once a pay period.
PayActiv users can now pick up their earned wages in cash at Walmart stores. Select the amount of cash and locate the nearest Walmart from the PayActiv app.
Encourage staff members to pick up extra shifts—even late-night and
holiday shifts—with access to pay the next day in their bank, debit, or
prepaid card, at no cost to your employees.
Managers can select the shift that they want to sponsor with
TimelyPay and PayActiv will do the rest of the processing—Employees
can access up to 65% of the earned wages for sponsored shifts,
PayActiv fronts the money to the employees and gets reimbursed by
the employers on payday.
The PayActiv TimelyTips & Mileage service makes income from
gratuity and/or miles driven accessible faster and easier for employees.
It is ideal for servers, drivers, and other customer service positions.
PayActiv automatically handles the calculation of tips and disburses
them directly to an employee’s card or bank account. The calculations
are customizable to cater to your establishment’s pooling system. Best
of all, you can eliminate the need to keep large amounts of cash on
hand and rest easy with a 2-day cash float.