Payactiv Financial Wellness Platform
Financial Wellness and Workforce Engagement
Payactiv Financial Wellness Platform

Payactiv Financial Wellness Platform

Financial Wellness and Workforce Engagement
Contents

Integration Details

Payactiv is fully integrated with RUN Powered by ADP®, ADP Workforce Now®, and ADP Vantage HCM®. A business administrator can use Single Sign-On (SSO) to subscribe Payactiv and their employees can enroll using their ADP credentials. With this integration, Payactiv can get employee PPI data using real-time API PULL, get time and attendance data using real-time or batch API PULL, and PUSH payroll deduction data as a batch through API once a pay period.

Integration Details

ADP Applications Integrated

  • ADP RUN® ADP Workforce Now® ADP TotalSource® ADP Vantage HCM®

Integration Type

  • 1. Read data from ADP
    2. Bi-directional data exchange
    3. Single Sign-On
    4. Referral

Application Type

  • Data Connector & End User

Data Sync Frequency

  • Real-time for employee census data Real-time or Scheduled (hourly) for time and attendance data Scheduled (once a pay period) for payroll deductions

Data fields

  • PPI fields pulled from ADP:
    1. First name
    2. Last name
    3. Employee ID
    4. Employment Type (Salaried or Hourly)
    5. Income rate (Hourly, Pay-period, Monthly, or Annual)
    6. Hire date
    7. Date of birth
  • Time and attendance fields pulled from ADP Workforce Now:
  • Payroll deduction fields pushed to ADP Workforce Now:
  • Additional ADP reporting fees may be charged (by ADP) if clients are using ADP Vantage HCM, Enterprise HR®, or Enterprise eTIME®. Please work with your ADP Service Team to determine is additional reporting is needed.

Commitment to Responsible AI

Together with ADP Marketplace, our company is committed to the responsible use of AI. When incorporating AI into our product(s), we have agreed to comply with ADP Marketplace’s AI principles focused on human oversight, monitoring, privacy, explainability, transparency, and mitigating bias. Learn more here.

Earned Wage Access

Employees can access up to $500 of already earned wages instantly. Funds are transferred to the employee's bank or card or are picked as cash at Walmart. In addition, earned wages can be used to access Uber, Amazon, or Pay Bills directly from the Payactiv app.

We Advance the Cash

  • Payactiv advances the cash to employees so no change is required to the cash flow of your business.
  • The money taken by employees using Payactiv is deducted from upcoming paychecks when payroll is processed—just like any other deduction. There is no change to payroll and associated taxes.

Transfer to any Bank or Card

  • Users can transfer funds instantly to a card or via ACH to their bank.
  • No change is required to their banking information.
  • ADP Card Load - If you are currently making ADP Pay cards available to your employees, they can instantly load funds. Instantly means instantly.

Access for the Underbanked and Underserved

  • Use Uber anytime from the Payactiv app, no credit cards or Uber account is required.
  • Load funds on an Amazon gift card, no additional cost.
  • Pick as cash from the nearest Walmart Money Center.
  • Users can pay bills directly from the Payactiv app.
Earned Wage Access

Tips & Mileage

Replace the outdated manual calculations, delays, and hassle of having enough cash on hand to disburse your employees' tips and mileage with Payactiv TimelyTips. Service industry employees rely on more than half of their income to come from tips. We can help you automate electronic disbursements of employees' tips to a Payactiv card. You can eliminate the need to keep large amounts of cash on hand and rest easy with a 2-day cash float.

Happier Employees with Better Tips

  • Increase cash flow with Payactiv's 2-day cash float
  • Give your employees better access to their tips
  • Eliminate trips to the bank and armored car deliveries
  • Save time on processing and disbursing daily tips
  • Reduce errors related to manual processing of tips
  • Works with your existing POS system, no disruption to your business
Tips & Mileage

Employee Communication

Payactiv Connect is a communication platform for deskless employees. It allows the employer to send company announcements and provide DM or group chat messaging to employees no matter where they are. Employers can keep their workforce well informed and help their organization react to change faster.

Employee Communication

Keep Your Employees Well Informed

  • Whether it’s announcing exciting new milestones and company programs or notifying your employees of closures due to the pandemic or a natural disaster, your workforce has a way to stay informed and react to change faster.

Create a Welcoming Community

  • Employees can join existing Group Chats or create new ones to build a thriving community where everyone belongs and is a valued part of the team. Help your workers stay engaged and collaborate via Direct Chat.

Increase Employee Engagement

  • Build stronger relationships with your employees and see an increase in employee engagement and retention. When workers are engaged, companies see a reduction in absenteeism of 81% and a reduction in turnover between 18 and 43%.

Shift Coordination

Payactiv provides an easy way to coordinate shift schedules with your employees through the Payactiv app. Employees can see the available open shifts, request to cover them, and view their schedules from the mobile app. It's a great way to ensure better shift coverage and a way to offer employees more visibility and control over shift scheduling.

Shift Coordination and Scheduling

  • View the shift calendar and find open shifts
  • Request to cover an open shift
  • View your shift schedule from the Payactiv app

Shift Incentives with TimelyPay

  • Offer an incentive to fill those difficult-to-cover late night, weekend, or holiday shifts. Employees can get up to 65% of their earned wages the day after they worked a TimelyPay sponsored shift.
Shift Coordination

Saving and Budgeting

Empower your employees on their journey to financial wellness with our smart saving and budgeting tools. We help make saving a reality by empowering users to set attainable goals based on real-time data about their spending habits and income patterns.

Goal-Based Savings

  • Create custom savings goals
  • Get an assessment on how much is safe to save each pay period
  • Allocate savings for upcoming expenses or savings goals
  • Save automatically from your paycheck each pay period

SmartSave

  • Payactiv helps to estimate how much is safe to save each pay period by looking at the individual’s income and spending habits in the bank account or cards they linked within the Payactiv app. The data is more accurate when the user is linking their primary account numbers that they use most often for their expenses.

SmartSpend

  • Similar to SmartSave, SmartSpend helps to determine how much is safe to access from earned wages based on the information collected about the users’ income, spending habits, and any savings plans. The data is more accurate when the user is linking their primary account numbers that they use most often for their expenses.
Saving and Budgeting

Financial Counseling

Unlimited access to appointment based 1-1 counseling with trained financial coaches. Users can also access free self-paced financial learning recourse integrated through the mobile app and website to help make informed financial choices.

Budgeting and Savings Strategies

  • Helping employees improve their budgeting skills and savings strategies

Credit Building

  • Aiding employees in understanding their credit, improving their credit and increasing their credit scores.

Debt Resolution

  • Counseling employees to understand their options to reduce and pay off debt-from debt management to debt settlement and bankruptcy.
Financial Counseling

Discounts

Payactiv users can save up to 85% on their prescriptions by entering their prescription name and comparing prices from multiple pharmacies in their area. Find the best deal and save the coupon in the app. Show the coupon to your pharmacist and save on your prescription.

Discounts

Employer Portal

An easy to manage online portal provides everything needed for HR and payroll managers to manage the financial wellness services and monitor the adoption and engagement with their workforce.

Employer Portal

Manage Users

  • Sign up new employees, look up needed information, make updates, and deactivate users.

Administer Services

  • Issue payroll cards and off-cycle payments, manage tips and awards, offer shifts and more.

View Transaction History

  • Review direct deposits, EWA activity, and disbursed payments like tips/mileage and off-cycle pay.

Track Progress

  • Track adoption rates for implemented services and measure success for your organization.